Where can I invest my pension?
Whether you're a confident investor or a complete beginner, your Plan offers investment ideas to help make you smarter with your money. If you make no investment choices your contributions will automatically be invested in a default investment.
Sometimes so much choice can be daunting. To help you make your own investment decisions Hargreaves Lansdown provides expert investment research to you for free. Please click on the tabs below for more information.
Please note, all funds, including the default option, can fall as well as rise in value so you could get back less than you invest.
I don't want to make any investment choices
Your contributions will be invested in the Default Fund. For more information about this fund, please see your Joining Guide or call 0117 314 1795.
I want to choose my own funds but unsure where to start
Hargreaves Lansdown's experts have suggested three funds for your consideration - an adventurous fund, a balanced fund and a conservative fund.
I'm looking for some ready-made fund portfolios
Looking for some guidance? Choose from several different ready-made fund portfolios, each for a different type of investor, with different time horizons and attitude to risk. Take them as they are or mix and match - the choice is yours.
I want to build my own fund portfolio
The Wealth Shortlist is a list of funds which Hargreaves Lansdown’s analysts believe have the potential to outperform their peers over the long term. However, this is not a recommendation to buy.
I want to choose from the full range of investments
Invest almost anywhere you like - choose from over 3,000 funds, shares, investment trusts, government and company bonds, exchange traded funds (ETFs), cash and more - the choice is yours.
If you are happy to make your own investment decisions, your SIPP lets you invest pretty much anywhere you like, you can choose from:
Latest fund ideas
You can't normally access the money in a SIPP until at least age 55 (57 from 2028). Please remember taxation depends on your circumstances and tax rules can change over time. Investments can go down in value as well as up so you could get back less than you invest. This website is not personal advice; if you are unsure of an investment's suitability for your circumstances you should seek advice. Correct for 2020/2021 tax year.