Where can I invest my pension?

Whether you're a confident investor or a complete beginner, your Plan offers investment ideas to help make you smarter with your money. If you make no investment choices your contributions will automatically be invested in a default investment.

Sometimes so much choice can be daunting. To help you make your own investment decisions Hargreaves Lansdown provides expert investment research to you for free. Please click on the tabs below for more information.

Please note, all funds, including the default option, can fall as well as rise in value so you could get back less than you invest.

I don't want to make any investment choices

Your contributions will be invested in the Default Fund. For more information about this fund, please see your Joining Guide or call 0117 314 1795.

I want to choose my own funds but unsure where to start

ABC Funds

Hargreaves Lansdown's experts have suggested three funds for your consideration - an adventurous fund, a balanced fund and a conservative fund.

Discover the ABC funds

I'm looking for some ready-made fund portfolios

Master portfolios

Looking for some guidance? Choose from several different ready-made fund portfolios, each for a different type of investor, with different time horizons and attitude to risk. Take them as they are or mix and match - the choice is yours.

View Master Portfolios

I want to build my own fund portfolio

Wealth 50

The Wealth 50 provides a list of funds Hargreaves Lansdown believes to be the best across the major sectors.

View the Wealth 50

I want to choose from the full range of investments

Invest almost anywhere you like - choose from over 3,000 funds, shares, investment trusts, government and company bonds, exchange traded funds (ETFs), cash and more - the choice is yours.

Search the full range of investments

If you are happy to make your own investment decisions, your SIPP lets you invest pretty much anywhere you like, you can choose from:

  • Over 3,000 funds
    (unit trusts & OEICs)
  • Exchange traded funds (ETFs)
  • Investment trusts
  • Government and company bonds
  • Shares
  • Cash

Latest fund ideas

  • Man GLG Japan CoreAlpha

    Man GLG Japan CoreAlpha
    Japanese companies have been growing their profits faster than share prices have been letting on. This fund is our favourite way to invest, and has a manager with over 25 years’ experience at the helm.

  • HL Select Global Shares

    HL Select Global Shares
    Our experts look for truly exceptional companies from all around the world. They pick companies they think are in charge of their own destiny, and that can benefit from a virtuous circle of growth.

  • Jupiter Income

    Jupiter Income
    This fund is one of our favourite ways to take advantage of value investing, and is a good option for income. It’s focused on the UK stock market, which we think has great long-term prospects.

Important information

You can't normally access the money in a SIPP until at least age 55 (57 from 2028). Please remember taxation depends on your circumstances and tax rules can change over time. Investments can go down in value as well as up so you could get back less than you invest. This website is not personal advice; if you are unsure of an investment's suitability for your circumstances you should seek advice. Correct for 2019/2020 tax year.

Have a question?

Contact the Helpdesk:

0117 314 1795

invest@hl.co.uk

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  • Sat:
  •  9:30am - 12:30pm

Hargreaves Lansdown Asset Management is authorised and regulated by the Financial Conduct Authority.

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