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Stocks and Shares ISA charges & interest rates

Account charges

Set up cost:No charge
Cash payments in:No charge
Transfers in:No charge
Cash withdrawals:No charge
Dividend or interest collection:No charge
Income payments:No charge
Inactivity charge:No charge

Annual management charges

Funds

This charge applies to each HL account separately. For the ISA, it is tiered within bands as indicated opposite.
Amount Charge
£0 to £250,000 0.45%
£250,000 to £1m 0.25%
£1m to £2m 0.10%
Over £2m 0.00%
Cash:No charge
Shares, investment trusts, ETFs, gilts & bonds:0.45% a year (Capped at £45 a year across all holdings in the account)
Note: The investments you choose may have their own initial and annual charges and a bid offer spread.

Dealing charges (per deal)

Fund dealing

Online, phone and post dealing
(unit trusts and OEICs)
No charge
We also offer up to a 5.5% saving on the initial charges made by the fund manager

Share dealing

Online and mobile app
(shares, exchange traded funds
and investment trusts)
Deals previous month Dealing charge
0 - 9 deals £11.95
10 - 19 deals £8.95
20 or more deals £5.95
The online share dealing charge is determined by the number of deals you placed in the previous calendar month. The tariff you pay in August, for example, will depend on the number of share deals you place in July, and we count deals placed across all the HL accounts held under the same client number.
Phone and post dealing 1% (£20 minimum, £50 maximum)
Please note: residual stocks, bonds, gilts, VCTs and PIBS can only be dealt over the phone.
Reinvestment of income 1% (£1 minimum, £10 maximum)
In each account, if you choose automatic reinvestment, any dividends you receive will be reinvested once they exceed £10 per holding.
Equity regular savings £1.50 per stock per month
Available on FTSE 350 shares and selected investment trusts subject to a minimum of £25 per stock per month.

View overseas dealing charges

Government taxes and levies (per deal)

UK Stamp duty 0.5% on purchases of UK shares (rounded up to the nearest £5 for residual shares)
PTM (Panel of Takeovers & Mergers) £1 on UK share deals over £10,000
Irish Stamp duty 1% on purchases of Irish shares
French Financial Transactions Tax 0.3% on purchases of certain French shares
Italian Financial Transactions Tax 0.1% on purchases of certain Italian shares

Sundry charges

Closing your account No charge
Internal cash transfer between accounts No charge
Cash withdrawals by BACS, Faster Payment or cheque No charge
Cash transfer out to another provider No charge
Stock transfer out to another provider No charge
Limit orders No charge
Automated sales to cover charges:(selling fund units or shares to meet fees) £1.50 per deal
Quarterly statement and valuation (paperless): No charge
Quarterly statement and valuation (paper): £20 + VAT per year

Other charges

Hargreaves Lansdown makes it as easy as possible by collecting fees automatically from your account. If fees cannot be collected from cash held on your account they write to you explaining your options.

If you fail to respond they may sell investments to cover your outstanding fees in which case separate fees described in their Terms and Conditions may apply. Other charges may apply in specific circumstances.

See the Terms and Conditions for details

Cash held in the Stocks and Shares ISA

If you're unsure where to invest or just want to sit out of the market, you can hold cash within your ISA.

  • No up-front or annual running costs to hold cash

View current interest rates paid on cash held in the ISA

Overseas share dealing foreign exchange rates

Overseas shares covered by the Hargreaves Lansdown Overseas Share Dealing Service are traded at our standard rates (above) and can be traded online, by phone or post. They will be dealt at the overseas market price and converted into sterling by a UK-based market maker. The foreign exchange rate used will be based on the prevailing interbank exchange rate to which the market maker will add an additional spread, dependent on the size of the deal.
Value of trade Additional spread
£0 - £9,999 1.70%
£10,000 - £24,999 1.50%
£25,000 - £49,999 1.25%
£50,000 - £99,999 1.00%
£100,000 - £199,999 0.75%
£200,000 - £349,999 0.50%
£350,000+ 0.35%

Important information

Please remember that the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. If you are unsure of the suitability of an investment for your circumstances please seek advice.

Where can I invest my Stocks and Shares ISA?

Whether you're a seasoned investor or a complete beginner there are investment ideas for everyone.

Where can I invest?

Have a question?

Contact the Helpdesk:

0117 314 1795

Mon - Fri: 8am - 5pm

Sat: 9:30am - 12:30pm

invest@hl.co.uk

Hargreaves Lansdown Asset Management is authorised and regulated by the Financial Conduct Authority.

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