Stocks and Shares ISA charges & interest rates
|Set up cost:||No charge|
|Cash payments in:||No charge|
|Transfers in:||No charge|
|Cash withdrawals:||No charge|
|Dividend or interest collection:||No charge|
|Income payments:||No charge|
|Inactivity charge:||No charge|
Annual management charges
This charge applies to each HL account separately. For the ISA, it is tiered within bands as indicated opposite.
|£0 to £250,000||0.45%|
|£250,000 to £1m||0.25%|
|£1m to £2m||0.10%|
|Shares, investment trusts, ETFs, gilts & bonds:||0.45% a year (Capped at £45 a year across all holdings in the account)|
|Note: The investments you choose may have their own initial and annual charges and a bid offer spread.|
Dealing charges (per deal)
|Online, phone and post dealing
(unit trusts and OEICs)
We also offer up to a 5.5% saving on the initial charges made by the fund manager
|Online and mobile app
(shares, exchange traded funds
and investment trusts)
|Deals previous month||Dealing charge|
|0 - 9 deals||£11.95|
|10 - 19 deals||£8.95|
|20 or more deals||£5.95|
|The online share dealing charge is determined by the number of deals you placed in the previous calendar month. The tariff you pay in August, for example, will depend on the number of share deals you place in July, and we count deals placed across all the HL accounts held under the same client number.|
|Phone and post dealing||1% (£20 minimum, £50 maximum)
Please note: residual stocks, bonds, gilts, VCTs and PIBS can only be dealt over the phone.
|Reinvestment of income||1% (£1 minimum, £10 maximum)
In each account, if you choose automatic reinvestment, any dividends you receive will be reinvested once they exceed £10 per holding.
|Equity regular savings||£1.50 per stock per month
Available on FTSE 350 shares and selected investment trusts subject to a minimum of £25 per stock per month.
Government taxes and levies (per deal)
|UK Stamp duty||0.5% on purchases of UK shares (rounded up to the nearest £5 for residual shares)|
|PTM (Panel of Takeovers & Mergers)||£1 on UK share deals over £10,000|
|Irish Stamp duty||1% on purchases of Irish shares|
|French Financial Transactions Tax||0.3% on purchases of certain French shares|
|Italian Financial Transactions Tax||0.1% on purchases of certain Italian shares|
|Closing your account||No charge|
|Internal cash transfer between accounts||No charge|
|Cash withdrawals by BACS, Faster Payment or cheque||No charge|
|Cash transfer out to another provider||No charge|
|Stock transfer out to another provider||No charge|
|Limit orders||No charge|
|Automated sales to cover charges:(selling fund units or shares to meet fees)||£1.50 per deal|
|Quarterly statement and valuation (paperless):||No charge|
|Quarterly statement and valuation (paper):||£20 + VAT per year|
Hargreaves Lansdown makes it as easy as possible by collecting fees automatically from your account. If fees cannot be collected from cash held on your account they write to you explaining your options.
If you fail to respond they may sell investments to cover your outstanding fees in which case separate fees described in their Terms and Conditions may apply. Other charges may apply in specific circumstances.
Cash held in the Stocks and Shares ISA
If you're unsure where to invest or just want to sit out of the market, you can hold cash within your ISA.
- No up-front or annual running costs to hold cash
Overseas share dealing foreign exchange rates
|Overseas shares covered by the Hargreaves Lansdown Overseas Share Dealing Service are traded at our standard rates (above) and can be traded online, by phone or post. They will be dealt at the overseas market price and converted into sterling by a UK-based market maker. The foreign exchange rate used will be based on the prevailing interbank exchange rate to which the market maker will add an additional spread, dependent on the size of the deal.|
|Value of trade||Additional spread|
|£0 - £9,999||1.70%|
|£10,000 - £24,999||1.50%|
|£25,000 - £49,999||1.25%|
|£50,000 - £99,999||1.00%|
|£100,000 - £199,999||0.75%|
|£200,000 - £349,999||0.50%|
Where can I invest my Stocks and Shares ISA?
Whether you're a seasoned investor or a complete beginner there are investment ideas for everyone.
Have a question?
Mon - Fri: 8am - 5pm
Sat: 9:30am - 12:30pm