Regular investing

If you don't have a lump sum to invest you can set up a regular investment plan in your ISA starting from £25 each month. It's not only an affordable route into building up an investment portfolio, but in an ISA there's no UK tax to pay on any profits.

Please remember the value of tax savings depends on your circumstances and tax rules can change over time.

The great thing about investing a small amount each month is that most people can budget for it and over time your savings can really add up. You can also benefit from the following:

• Total flexibility, you can stop and start payments, or change the amount you invest, as and when it suits you.
• You are in control and make your own decisions.
• You have easy access to your capital at any time.
• In the Stocks and Shares ISA you can choose from a wide range of funds.

What could your Stocks and Shares ISA be worth in the future?

There are no guarantees and investments can fall in value as well as rise so you could get back less than you invested, but to give you an idea of how your savings and investments could grow we have produced this simple calculator.

You can either pick an amount to invest and see what it could be worth or use the calculator to target an amount if you have a specific goal in mind. These amounts are just an illustration and the actual amount you receive will depend on the performance of the investments you choose. Also inflation will reduce the spending power of your capital over the long term.